P
Private Capital DeskPrivate & Bridge Lending
British Columbia · Alberta
Private Mortgages · BC & Alberta

Private Financing For Deals That Can't Wait On A Bank.

Private mortgages and bridge loans secured on real estate across BC and Alberta. Your file is reviewed by a senior lender with 20+ years behind the desk, not passed around a call centre.

20+ YrsLending Experience
24 HrsInitial File Review
BC · ABMarkets Served
  • ✓Approved on the property, not just your paperwork
  • ✓Self-employed borrowers welcome
  • ✓Direct line to the decision-maker from first call to funding
  • ✓Debt consolidation · Construction · Investment · Bridge

Request A Confidential File Review

60 seconds · No credit pull · Reviewed by a senior lender

Question 1 of 6

What do you need the funds for?

Estimated value of your property?

How much do you owe on the property (all mortgages)?

How much do you need?

Have you already submitted this file to a lender?

What happened with that lender?

How soon do you need the funds?

Good news, you may qualify. Where do we send your file review?

Please complete the highlighted fields so we can reach you.

Your information is private and never sold. No credit pull.

✓

Your file is in.

A senior lender will review the details and reach out within one business day.

No obligation. Your information is never shared.
What We Finance

Private Capital, Structured Around You

When the bank's rules or timeline don't fit, private financing lets the property do the heavy lifting.

Private Mortgages

First and second mortgages secured on residential and investment property.

Bridge Loans

Short-term capital to close on time, bridge a sale or carry you to permanent financing.

Construction & Renos

Funding for builds and renovations, with draws structured around your project.

Equity Take-Out

Access the equity you've built to consolidate debt or fund your next investment.

How It Adds Up

The Property Does The Qualifying.

Private lending is based on the equity in your property, minus what's owed on it. That opens doors when paystubs, ratios or timelines don't line up with the bank.

Every file is priced on its own merits, and you see all costs up front before you commit.

Request A File Review →

Illustrative Example

Property value$1,500,000
75% loan-to-value$1,125,000
Existing mortgage− $600,000
Accessible capital, up to$525,000

For illustration only. Actual terms depend on the property, borrower and lender approval.

The Process

Three Steps To Funding

1

60-second check

Tell us about the property and what you need. No credit pull, no documents up front.

2

Senior file review

A lender with 20+ years of experience reviews your file and calls you with real options within one business day.

3

Funded fast

Once approved, private and bridge files can move in a matter of days, not months.

Start My File Review → Takes 60 seconds · No credit impact · Fully confidential
Why Borrowers Call Us

Experience You Can Lean On

Two decades in lending, including ten years inside banks and credit unions. We understand your deal and make decisions fast.

Senior-Led FilesYou deal with the decision-maker from first call to funding.
Direct LenderWe make the decision and fund the loan. No middlemen.
Fully ConfidentialYour information is never shared.
Western Canada FocusDeep knowledge of BC and Alberta markets and lenders.
Questions

What Borrowers Ask Us

No. The file review involves no credit pull and no obligation. We look at the property and the deal first.

Yes. Private lending is based on the equity in your property, so self-employed borrowers are a big part of who we help.

You'll hear back within one business day. Once approved, private and bridge files can fund in a matter of days, depending on legal work.

Our focus is British Columbia and Alberta. If your property is elsewhere, submit it anyway and we'll let you know if we can help.

Have A Deal On The Table? Let's Look At It.

60 seconds · No credit impact · Reviewed by a senior lender

Start My File Review →
© 2026 · All rights reserved
All financing is subject to lender approval. This is not a commitment to lend.